Dispute Resolution Lifecycle
Visual overview of the dispute flow between you, CreditAssist, credit bureaus, and banks
Simple 4-Step Process
We streamline the entire dispute journey from identification to verified bureau correction.
Submit Your Dispute
Share your credit report details and the issue through our secure online dispute process.
We Process the Dispute
Our team reviews the information and submits the dispute to the appropriate credit bureau/financial institution.
Bank/Bureau Verification
The concerned institution reviews the dispute and accepts or rejects the requested correction.
Correction & Update
If the dispute is accepted, the relevant information is corrected and your credit report is updated accordingly.
Typical Turnaround Time
Up to 30 days*, depending on the response and processing time of the concerned bank or financial institution.
Common Credit Report Errors We Help Resolve
Inaccuracies on your report can unfairly pull down your credit score. Here is what we look out for:
Incorrect Personal Details
Wrong name spelling, PAN, address, or date of birth on credit file.
Duplicate Account Entries
The same loan or credit card listed multiple times under different account numbers.
Closed Accounts Shown Active
Paid-off loans or cancelled credit cards still reflecting as open or overdue.
Wrong Payment Status
On-time payments wrongly tagged as delayed, defaulted, or written-off (DPD errors).
Fraudulent Accounts
Unauthorized credit inquiries or loan accounts opened without your knowledge.